KOTEKAR VYAVASAYA SEVA SAHAKARA SANGHA LTD.

About Us

Over the years, it has expanded its reach to serve multiple villages, offering savings accounts, fixed deposits, agricultural loans, gold loans, and other financial facilities to its members. With a strong commitment to cooperation, trust, and community development, the organization continues to empower people and strengthen the region’s financial foundation.

Over time, the organization has grown into a trusted financial partner for the community, supporting individuals and businesses with reliable and accessible services. It focuses on empowering members through secure financial solutions, encouraging savings habits, and enabling economic growth at the grassroots level. With a vision to build a self-reliant and financially strong society, it continues to contribute towards long-term development.

Deposits and Loans

Deposits

Secure and grow your savings with our deposit schemes including Savings Accounts, Fixed Deposits, and Recurring Deposits with attractive returns.

Loans

Flexible loan solutions for farmers, businesses, and individuals including agricultural, gold, vehicle, and personal loans.

Other Services

Convenient financial and community services including NEFT/RTGS transfers, E-Stamping, fertilizers, pesticides, and ration store facilities.

Commercial Loans

Gold Loan

A gold loan is a secured loan where gold is used as collateral to obtain funds, often with lower interest rates.

Mortgage Loan

A mortgage loan is a long-term loan used to purchase property, secured by the property itself as collateral.

Vehicle Loan

A vehicle loan is a financial loan specifically used to purchase a vehicle, with the vehicle itself serving as collateral.

Other Purpose Loans

Flexible loan facility for personal or miscellaneous financial needs, providing quick support for various expenses.

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Non Farming Loans

Financial support for non-agricultural activities, helping individuals and businesses meet their working capital or business expansion needs.

Deposit Loan

Loan facility against your fixed deposit, allowing members to access funds instantly without breaking their deposit.

Particulars

2020–21

2021–22

2022–23

2023–24

2024–25

1No. of Members

9,013

8,277

8,729

9,600

6,665

2Share Capital

₹2,25,82,577

₹2,30,53,007

₹2,38,84,751

₹2,45,52,599

₹2,63,07,040

3Deposit

₹1,20,67,30,144

₹1,37,07,17,287

₹1,53,55,71,378

₹1,63,94,86,074

₹1,84,96,14,287

4Reserve Fund

₹3,33,53,095

₹3,71,24,803

₹4,10,05,942

₹4,49,91,759

₹5,05,92,423

5Loans Outstanding

₹93,12,00,792

₹1,07,14,51,887

₹1,09,69,13,567

₹1,24,11,07,851

₹14,40,32,251

6Business

₹43,64,525

₹41,41,996

₹49,31,237

₹40,29,124

₹44,53,376

7Profit

₹1,49,29,444

₹1,55,02,097

₹1,59,28,099

₹1,75,90,490

₹1,24,22,249

8Audit Classification

Particulars

2020–21

2021–22

2022–23

2023–24

2024–25

1No. of Members

9,013

8,277

8,729

9,600

6,665

2Share Capital

₹2,25,82,577

₹2,30,53,007

₹2,38,84,751

₹2,45,52,599

₹2,63,07,040

3Deposit

₹1,20,67,30,144

₹13,70,71,728

₹1,53,55,71,378

₹1,63,94,86,074

₹1,84,96,14,287

4Reserve Fund

₹3,33,53,095

₹3,71,24,803

₹4,10,05,942

₹4,49,91,759

₹5,05,92,423

5Loans Outstanding

₹93,12,00,792

₹1,07,14,51,887

₹1,09,69,13,567

₹1,24,11,07,851

₹14,40,32,251

6Business

₹43,64,525

₹41,41,996

₹49,31,237

₹40,29,124

₹44,53,376

7Profit

₹1,49,29,444

₹1,55,02,097

₹1,59,28,099

₹1,75,90,490

₹1,24,22,249

8Audit Classification

1No. of Members

2020–219,013

2021–228,277

2022–238,729

2023–249,600

2024–256,665

2Share Capital

2020–21₹2,25,82,577

2021–22₹2,30,53,007

2022–23₹2,38,84,751

2023–24₹2,45,52,599

2024–25₹2,63,07,040

3Deposit

2020–21₹1,20,67,30,144

2021–22₹13,70,71,728

2022–23₹1,53,55,71,378

2023–24₹1,63,94,86,074

2024–25₹1,84,96,14,287

4Reserve Fund

2020–21₹3,33,53,095

2021–22₹3,71,24,803

2022–23₹4,10,05,942

2023–24₹4,49,91,759

2024–25₹5,05,92,423

5Loans Outstanding

2020–21₹93,12,00,792

2021–22₹1,07,14,51,887

2022–23₹1,09,69,13,567

2023–24₹1,24,11,07,851

2024–25₹14,40,32,251

6Business

2020–21₹43,64,525

2021–22₹41,41,996

2022–23₹49,31,237

2023–24₹40,29,124

2024–25₹44,53,376

7Profit

2020–21₹1,49,29,444

2021–22₹1,55,02,097

2022–23₹1,59,28,099

2023–24₹1,75,90,490

2024–25₹1,24,22,249

8Audit Classification

2020–21

2021–22

2022–23

2023–24

2024–25

Our Branches

HEAD OFFICE KOTEKAR BRANCH

ULLALA PERMANNUR BRANCH

DERALAKATTE BRANCH

K C ROAD BRANCH

GRAMACHAVADI BRANCH

KUTHAR BRANCH

BOLIYAR BRANCH

Show Places

HEAD OFFICE KOTEKAR BRANCH

Head Office

Raitha sadana, Beeri, Kotekar Post, Ullala Taluku, DK District, 575022

ULLALA PERMANNUR BRANCH

PERMANNUR BRANCH

Olapete, Permannur Village and Post, Ullala Taluku, DK District, 575020

DERALAKATTE BRANCH

DERALAKATTE BRANCH

Deralakatte Junction, Belma Village, Deralakatte Post ,Ullala Taluku, DK District, 575018

K C ROAD BRANCH

K C ROAD BRANCH

K C Road, Talapady Village and Post, Ullala Taluku, DK District, 575023

GRAMACHAVADI BRANCH

GRAMACHAVADI BRANCH

Gramachavadi,Konaje Post,Ullala Taluku, DK District 574199

KUTHAR BRANCH

KUTHAR BRANCH

Kuthar Junction, Munnur, Ullala Taluku, DK District, 575017

BOLIYAR BRANCH

BOLIYAR BRANCH

Boliyar Junction, Boliyar Post, Ullala Taluku, DK District, 574153

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About Us

Deposits and Loans

Deposits

Loans

Other Services

Commercial Loans

5 Year Progress Overview

5 Year Progress Overview

Our Branches

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