Deposit & Loans
DEPOSITS
1. SAVINGS BANK ACCOUNT (SB)
A Savings Bank Account allows customers to safely deposit money while earning
interest on their balance. It offers easy withdrawals, secure banking, and
flexible transactions for daily financial needs.
Interest Rate: Around 3.5% per annum (as per bank policy)
2. RECURRING DEPOSIT (RD)
Recurring Deposit allows customers to save a fixed amount every month and earn
attractive interest over a chosen period. It is a convenient way to build savings
gradually while earning assured returns.
Interest Rate: Around 7.5% – 8.5% per annum (as per bank policy)
3. FIXED DEPOSIT (FD)
Fixed Deposit allows customers to invest a lump sum amount for a fixed period and
earn higher interest compared to a savings account. It is a safe and reliable option
for secure long-term savings with guaranteed returns.
Interest Rate: Around 5% – 10% per annum (as per bank policy)
4. AKSHAYA CASH CERTIFICATE (CC)
Akshaya Cash Certificate is a special deposit scheme designed to help customers
grow their savings over a fixed period with assured returns. It provides a safe
and reliable investment option with guaranteed maturity benefits.
Double In 100 Month
5. BHAGYA NIDHI DEPOSITS (BND)
Bhagya Nidhi Deposit is a special savings scheme designed to help customers
grow their money with attractive returns over a fixed period. It provides a
secure and reliable way to build financial stability for future needs.
Interest Rate: Around 3% per annum (as per bank policy)
LOANS
AGRICULTURE LOANS
MANGALA KISAN CREDIT CARD (MKCC)
MNGALA Kisan Credit Card (MKCC) is a special loan scheme designed to support farmers in meeting their agricultural expenses. It helps farmers purchase seeds, fertilizers, pesticides, and other farming inputs while ensuring timely financial assistance for crop production.
Interest Rate: 0% per annum (as per bank scheme policy)
MEDIUM TERM AGRI LAND DEVELOPMENT LOAN (MTB)
Medium Term Agri Land Development Loan is provided to farmers for improving and developing agricultural land. This loan can be used for activities such as land leveling, irrigation facilities, farm equipment, and other improvements that enhance agricultural productivity.
Interest Rate: 3% per annum
NAVODAYA SHG LOAN
Navodaya SHG Loan is designed to support Self Help Groups (SHGs) in promoting small-scale businesses and income-generating activities. It helps group members access financial support for starting or expanding their livelihood activities and improving their financial stability.
Interest Rate: 12% per annum
Commercial Loans
Other Banking Services
NEFT / RTGS
Fast and secure electronic fund transfer services that allow customers to send money between bank accounts anywhere in India through NEFT and RTGS.
E-Stamping
Convenient e-stamping services for generating legally valid stamp papers used for agreements, property registration, and other official documents.
Pesticides & Fertilizers
Quality pesticides and fertilizers are available to support farmers in improving crop productivity and maintaining healthy agricultural growth.
Ration Stores
Essential grocery and ration items are available for local communities, ensuring access to daily household necessities at affordable prices.